Start Up Investment Loan

The Start Up Investment Loan is a loan created to encourage Members to invest in savings whilst acquiring funds for other means. With the Start Up Investment Loan, get cash in hand and a head start on savings for the future.


  • Member must be 18 years and over
  • Permanently employed for a minimum of 2 years
  • Persons employed via contract can be granted this loan once the loan period falls within the contractual period.
  • A minimum share requirement of $500.00
  • Loan will be for a minimum period of 24 months and maximum period of 48 months.
  • Loan will be offered in tranches of $5,000.00; $10,000.00; $15,000.00 and $20,000.00

Funds will be disbursed as follows:

  • $5,000.00 -$2,500.00 Cash in Hand; $2,500.00 Shares
  • $10,000.00 - $5,000.00 Cash in Hand; $5,000.00 Shares
  • $15,000.00 – $7,500.00 Cash in Hand; $7,500.00 Shares
  • $20,000.00 - $10,000.00 Cash in Hand; $10,000.00 Shares
  • $25,000.00 - $12,500.00 Cash in Hand; $12,500.00 Shares
  • $30,000.00 - $15,000.00 Cash in Hand; $15,000.00 Shares

Required documents for this loan:

  • Share requirement based on length of membership and relationship with Credit Union
  • Job Letter
  • Recent salary slip
  • Evidence of Income/Expenditure (Self Employed)
  • Bank Statements – 12 – 18 months (Self Employed)
  • Supporting Documents as per request.

Apply for Start Up Investment Loan

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